<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd">

<html>

<head>

<meta http-equiv="content-type" content="text/html; charset=utf-8" />

<title>$title$</title>

<!-- insert apple title here -->

<!-- insert apple icon here -->

<style type="text/css">

body

{

margin: 0px;

padding: 0px;

color: black;

font-size: 16px;

background-color: white;

}


#main

{

padding: 20px;

font-family: georgia, serif;

font-size: 13pt;

}


#header

{

font-size: 16px;

font-weight: bold;

border-bottom: solid 1px gray;

padding: 5px;

background-color: #D5EEF9;

}


#footer

{

border-top: solid 1px lightgray;

padding: 10px;

font-family: georgia, serif;

font-size: 9pt;

}


</style>

</head>


<body>

<a name="$title$"></a>


<div id="header">

<a href="index.html">Home</a> &#8594; $title$

</div>

    

<div id="main">

$page$

</div>


<div id="footer" align="center">

<a href="http://www.riverfold.com/">http://www.riverfold.com/</a> </div>

</body>

</html>